The actor, after asking for the victim's email address, adds it to a bank account controlled by the actor.. Free apps for iOS & Android. So, I thought it was the same situation after waiting for like 20 minutes and not receiving it on my phone. The whole point of his work is that it shows a fake bank account with any amount of money you wish. I waited till the end of the day and it was still the same thing. I am paying the loan and now I have to refund N30, 000 to make. If you want to be rich, you have to get off the couch and go to work. Flash Fund App Lofty SMS App Money Prank Pro Millionaire Fake Bank Account Pro and fake alert maker for Android. You can send as high as $10M using Zoalert app. They are doing it by . It can help you create all kinds of invoices and estimates. You can also use the app to create a fake UPI QR code to simulate large money transfers. 11 Best fake number apps for Android & iOS, 5 Free Fake Calculator Apps to Hide Stuff on Android & iOS, 15 Best fake GPS location apps for Android & iOS, 11 Free Physical Therapy Apps for Android & iOS, 7 Best Energy Smart Meter Apps for Android & iOS, 7 Free Sheet Metal Calculator Apps for Android & iOS, 11 Free Zoo Keeper Games for Android & iOS. There are certain apps these criminals utilise for this crime. It could look like a rebate check or a refund for overpayment. I engaged in many menial jobs including working as a factory worker. If you want to be aware of the current state of affairs in the financial sector, the Cash Receipt Generator app is for you. Avoid clicking on links that request your bank account details or give out your bank information to strangers either via email, phone call or online platform. Cash App. 808. This has to do with the ethical conduct of the practice within the banking sector and ICT. I told her not to give them the money yet but I overheard them mounting pressure on my mum and sister.. What we can do is to sensitise the traders to be extra vigilant. In Oyo State, one Olumide Olajide, was arrested for allegedly defrauding traders in Ibadan with fake bank alerts. Fake alerts are programmed, written and released through conspiracy and to defraud people. As mentioned, if you receive any type of text alert from Bank of America that has you feeling confused or alarmed, call Bank of America at 800-432-1000. They sympathised with me and that was where it ended. The Forbes Advisor editorial team is independent and objective. Some users are unable to distinguish between direct wire transfer (Flash Funds Pro) and fake bank alert (Flash Funds Lite). Mobile Cash Prank is a fun and harmless prank app that can keep users entertained. He said, The next day, I went to my bank to confirm if the money had entered my account but I was told that there was no such transaction on my account. It prescribed cash handling charges on daily withdrawals above five hundred thousand Naira (N500,000.00) for individuals and three million Naira for corporate bodies (N3, 000,000.00). Please i need the app urgently, is it possible i get it today? RAL. She continued, My boss warned me not to give anyone money before receiving a credit alert. A fake bank alert will never reflect in your account balance or statement. Bank scams are a common way for criminals to gain access to peoples personal and financial information. Needless to say, all the apps are made for entertainment purposes, so dont get into illegal stuff with them. Information provided on Forbes Advisor is for educational purposes only. When you place a fraud alert on your credit report, you can get a free copy of your credit report from each of the three credit bureaus. But right now in Nigeria, do we have an office that is channelled to do such apart from the banking sector?. It has over 200 templates from different banks, which makes it easier to identify, retrieve and trick customers detail in event to present such alerts in a well customized manner void of suspicion. If you feel youve been the victim of a scam, report it to the proper authorities. Herewith, the app doesnt require a sign-up or fees, which is pleasant. Thank you. Guys stop wasting your time,the software existed but nobody using this will prefer to sale it rather than using it for his/herself.I know of one man but he will prefer you to go see him to talk business face to face for security reasons he doesnt use Nigeria number but he is 100% a Nigerian from the North this is his number +917. Here you have your profile with a supposedly bank account which you can really manage (make transfers, check the balance), but of course everything is not real. Your subscription has been confirmed. Check your email: Check your email that is linked to your bank the one that is registered with your bank. Box, don't cash the check. Let Receipt Maker help you with this difficult task. Fake Bank Account Prank is a prank app that allows you to fake a fake bank account for entertainment purposes. The mix-up in the name of the MFB is not deliberate. All rights reserved. Awe explained that in most cases, those actions were usually premeditated, noting that the perpetrators would have been scouting or snooping around searching for information about their victims. The FBI reported that Americans lost more than $57 million in phishing scams alone in 2019. It is humorous and entertaining. You cannot carry out any successful transaction without it. Contact the bank. Customize your checking account with any balance you prefer and generate Bank statement. On his part, another security expert and criminologist, Williams Ekposon, said there were several ways to approach the issue of fake bank alerts. Entrust your invoices to My Invoice Generator & Invoice and enjoy the work you do. Job scams often come through emails, but scammers also target people by phone and mail. Editorial Note: We earn a commission from partner links on Forbes Advisor. Its taking extra effort to run the business because of some peoples wickedness.. When I heard the amount they needed, I was excited because of the charges on it for my boss. Prior to working at PCMag, I was a foreign correspondent in Beijing for over five years, covering the tech scene in Asia. Editors Note You can also switch to using an authenticator app instead of SMS-based 2FA. For more tips, check out our guide on avoiding phishing scams. If a call or text is received regarding possible fraud or unauthorized transfers, do not respond directly, the agency added. There are certain apps these criminals utilise for this crime. Its quite difficult to track them in cyberspace because they work outside the cyberspace. It is important to use the app responsibly and not use it to harm or harass others. She has worked as a personal finance editor, writer, and content strategist covering banking, credit cards, insurance and investing. (iStockPhoto) Shortly after signing up to get my free credit score at one . You can protect yourself and your bank account by following the tips below. Agatha added that her sister and mum could no longer bear the pressure as the swindlers told them that the bank had debited them. Here are some examples: Wells Fargo If youre interested in getting the app, its indeed easy with my help. Please try again later. Mobile Number {linked to account} Bank Branch (optional) With the above listed details and a good tool, a credit alert SMS message is sent into your account. See things for yourself inside . Stay alert and dont let yourself be fooled. You can easily print out a cheque or receipt if you need it for reporting purposes. Head over to myHire Me page and see which of my services youd like to have. Enter the details of the notification, such as the title, text, and time. Once activated, the app will give you access to a virtual non-existent bank account. Just make sure to not get in trouble with it, ok? Fake bank alerts in Nigeria is very common. It is better to lose an impatient client than to lose money or goods. He stated, They need to be given proper orientation on fake alerts and an implementation channel or office that whenever it happens can be reported to and prompt action taken to address the issue on time. It covers plenty of templates for different kinds of docs, so theres smth for everyone. You need to install the app on your cell phone or tablet with Android 4.4 or higher to get started. The mobile app can be used both for professional and personal purposes. The FBI adds: Be skeptical of callers that provide personally identifiable information, such as Social Security numbers and past addresses, as proof of their legitimacy. If you find unauthorized payments or think you paid a scammer, here's how to report it to the mobile payment app. It provides you with a fun and harmless (seemingly) way to prank your friends and family by showing them a fake bank account with a large balance. Only victims understand how important knowing what the red flags are because they have dealt with it first-hand and it must have hurt to see the money that theyve kept safely stolen without a trace. The best way to avoid having your bank account or other personal information compromised is to be proactive in managing who has access to it. I was in the shop when three friends walked in and told me they wanted cash. Avoid paying fees. He added, The mitigation factors to this alert flashing trend is to go to the next level of prevention mechanism by first of all calling your account manager for him or her to confirm if payment was received in your account before you can release any purchased goods. Scammers also like to take advantage of peoples kindness by impersonating charities. The claim website notes that they could be awarded up to 25% of the settlement or $181.3 million. He also received a debit alert on his phone. The customer was given N20, 400 and transferred the money to our account as they claimed. Awe said that one of the ways business owners could beat the criminals to their game was to double-check whenever they received alerts, adding that it was also important for banks to sensitise traders who bank with them. The greatest online tool for direct wire transfers of virtual money to a specific bank account has long been Flash Funds, which is also a very powerful tool in this regard. The program performs the work in a quality and professional manner. Use your best judgment. They can also validate evidence of any payment thats reportedly made by suspecting a criminal client or a true client in the bank app. Some features of the Flash Funds Pro tool are listed below Carding One Time Password (OTP) bypass MT103 Enabled Flashing The SQR400 Flash Funds pro | Fake Bank Alert Tool is MT103 embedded. Scammers send fake text messages to trick you into giving them your personal information things like your password, account number, or Social Security number. To cope with that, youll need to pick an app you wanna get notified from, and fill in the message title (aka the sender) and body (aka the text). With this email, you also get access to your bank statement and your account balance, all in your email. Report the scam to the BBB Scam Tracker and the government via the FTC ReportFraud site. Olajide, alongside his partner, Wemimo Adeyanju, a Higher National Diploma student of Purchasing and Supply at a polytechnic in the South-West, said during an interview that he was arrested in the Apete area of Ibadan. Additionally, you can make the notification old when it will be sent, and you get to set the age of it too. That's the maximum limit per token. This app supports dozens of app icons, so you can make a fake notification for any occasion possible from a prank to an exit from an uncomfortable situation. That would give them enough time to carry out their evil plans.. Working with documents will now take a fraction of the time. This app lets you come up with a fake notification in just three steps. Your email address will not be published. You may pick the color theme, and customize all the names, dates, numbers, and all that. Phony COVID-19 programs. You receive a phone call from the imposter claiming youve won a prize that requires payment of taxes or fees so they can process it. Below is a detailed Read More In some cases, they could have even called to get ones account number as a customer without one knowing. Flash funds a typical fake bank alert SMS app. You may also save the receipt in several formats and save it as a template for future needs. Mr Sayo Jimoh is another PoS operator who suffered at the hands of those using fake credit alerts to defraud people. Format your invoices stylishly and brightly with extra company logos. 3. Beyond that, the app lets you create high-priority notifications for any app which is quite handy. PCMag, PCMag.com and PC Magazine are among the federally registered trademarks of Ziff Davis and may not be used by third parties without explicit permission. Recover lost documents, create lists of suppliers, customers, and payers, and have up-to-date information at your fingertips. Instead, its best to contact your bank through verified phone numbers and emails, which can be found on your banking institutions website. 2016-2023 Reporters At Large - Guided by professionalism! It can be used by residents of almost all countries absolutely free of charge. Sometimes scammers will send these alerts claiming to be from your bank. These fake alerts instruct people to contact "the bank" via a phone number. Yeah, weve all been there. Afraid of forgetting important information about payments and financial transactions? Olajide, who claimed to be an actor, was among those paraded at the state police command headquarters, Eleyele, Ibadan. Remember that it is your property until payment is confirmed, Second, if you dont have any account officer, call your bank manager, operations officer or the customer service department and give your true identity to verify if you are the true owner of the account and discuss your request or worries to verify a credit to your account. In the other end, you probably receive a credit alert to the sum of the purchase, the funny end is that this money disappears from your account within or less than 24 hours. Customize the chat with anything you wish 4. It is showing some things that I dont understand like how to get code I dont understand, I have the app, bought it some days ago, WhatsApp me on 08064675762 if interested, I need the flash fund tool urgently need Detection of any fake alerts can be known by the user when done with fake SMS. contact us hrassociate@protonmail.com. It is convenient and easy to use, and it can be a great tool for harmless pranks and jokes. The spokesperson for the police in the state, Odiko Macdon, said Akuma was arrested with a Lexus 330 car in Uyo, Akwa Ibom State, on January 18, after buying the car with a fake bank alert. Some scammers go so far as disguising the phone number, so it shows up as a local area code on your caller ID. Typically, phishing scams require you to click on a link and complete an action like confirming personal information. Setting a fake notification and pranking your friends is really easy with this app. Next, we have a notification sim that lets you send fake messages to yourself. Print receipts and create up-to-date reports. ET, Monday through Friday for assistance by phone. https://www.pcmag.com/news/scammers-are-using-fake-sms-bank-fraud-alerts-to-phish-victims-fbi-says, How to Free Up Space on Your iPhone or iPad, How to Save Money on Your Cell Phone Bill, How to Convert YouTube Videos to MP3 Files, How to Record the Screen on Your Windows PC or Mac, Google Sues to Stop Puppy Scammer From Targeting Consumers, Password-Stealing MacOS KeyChain Malware Spotted for Sale on Telegram, Misinformation, MFA Doubts, and AI: Everything We Saw at RSAC 2023, The Best Security Keys for Multi-Factor Authentication, ChatGPT No Longer Banned In Italy After Privacy-Related Updates, Nvidia Rebuts UK, Says Microsoft-Activision Deal Good for Cloud Gaming, To Support Second-Gen Starlink, SpaceX Eyes More Ground Infrastructure, Sony Eyes 25 Million PS5 Annual Sales to Break Console Record, Microsoft: Sorry, But No More Feature Updates for Windows 10. Free apps for iOS & Android. An automated SMS message will appear on your phone, claiming to be a fraud alert from a banking institution. 07066077439. He said, Ordinarily, I dont go to deliver orders myself or attend to such at that time of the day but because of the way the guy spoke to me, I had to take the pains to go from Ikeja to Akoka despite the heavy traffic on that axis. Contact us: hrassociate@protonmail.com. contact us hrassociate@protonmail.com. The app is incredibly easy to use. But while Bakare can at least take solace in the fact that his money was recovered after one month of heartbreak and rigorous pursuit, many of the victims are usually unable to trace the perpetrators of such evil, leaving them in a prolonged state of terror and suspecting of anyone who comes to transact with them. Osajie noted that urging sellers to act quick was another trick fraudsters use to alert traders without knowing it, advising traders not to be in a hurry to let them go with goods without payment proof. When I used another persons phone to call him, he answered but ended the call when he realised that I was the one. The banknotes in denominations of 50, 200, 500, and 2000 Indian rupees are to be checked. Anxiety In Kano Over Planned Review Of Sanusis Deposition, FG Begins Move To Privatise State House Hospital, CBN Supplies More New Naira Notes To Banks, Jatayu, The Worlds Largest Bird Sculpture Is In India, Top 10 Best Football Players In The World. With the correct information, scammers can access almost every aspect of your life. Someone transferred money to me in the afternoon but I got the alert at night. To use the app, first select the app they want to generate a notification for. What information do these fraudsters need to send you a fake bank alert? Osajie explained that in this age of technology, credit alert was no longer a confirmation of payment of goods and services, adding that people must seek other means to verify payments. But keep in mind that the app contains ads and which can really damage the overall experience. Choose the app for which you want to create a fake notification. All the messages will appear in the bar like they always do, so nobody could tell they are fake. The ICT expert noted that after investigating the case, the system would be blocked. 4. Finally, set a custom time for the notification to appear and wait for it to trigger. However, it is important to use the app responsibly and be aware of potential downsides. Have a look! 6 . . I also worked in poultry but it was too stressful for me. Bakare rushed excitedly to deliver the items at Abule Oja, a community in Akoka, Lagos, at about 6pm less than an hour after receiving the order. Once the trust has been established, the scammers will tell victims the fraudulent charge was made on their bank account through a digital instant payment app. Anyone can use it absolutely free of charge. Plus, all the old notifications are editable, so you can easily change small details in the text, or switch the app. It also includes features such as account statements, withdrawal and deposit options, and fake transfer receipts. This means it's available for all countries. Right in front of me, he paid the money into my account and the app even showed my name and bank details as if it was real. Jimoh noted that while he thought all was well, he later realised that he had been duped. The app will save all the notifications youve ever sent and there are no limits to the number of them. Our expert industry analysis and practical solutions help you make better buying decisions and get more from technology. It can also be used for entertainment purposes, such as creating fictional characters with bank accounts for storytelling or role playing. You also get to pick the time and date the message will come, and even make a schedule with multiple apps several days or weeks ahead. Once you received the suspected bank alert, check your email source. Send checks and receipts created to colleagues and customers via SMS, email, or messengers. Adeyanju said he returned to the shop of one of his old victims when he was apprehended. What is more, the app not only supports messengers, SM apps, and email it also lets you fake standard SMS messages, and even get fake game notifications. 2. In our post on February 19, 2023, in a story Woman burns self to death over failure to offset N70,000 loan, we reported that a middle-aged woman, simply known as Mama Dada, set herself ablaze over her inability to pay back a loan of N70,000 she reportedly took from a microfinance bank, LAPO. Low balance alerts let you know when your bank account balance drops to a predetermined amount, which could be $20, $500 or another selected amount . The last admission I secured, my parents were unable to raise enough money before the closing day and that was how I lost the admission. Let talk business, Its a gimmick. According to him, the fake alert sent will show on the recipients phone as a genuine alert from his bank. I wasnt around and my son was in the shop. The app allows you to create and work with any documents in an easy-to-use PDF format. http://www.cardro.pro goodluck, I have for sale , dm me on WhatsApp 08180190080, Pls i need this app urgently pls I beg you +234 7067 747 517, Pls i need this app urgently pls I beg you +234 7067 747 517 my whats app number, hi, please i need the flash fund app, like ASAP, how can i get it, maybe download link or something. Youre also out any funds you wired to them and the product if you shipped it. She said, The money I transacted with was a loan from the firm that owns the PoS. Please dont trust online buy of this app or tool The following are the top apps that are used to send fake bank alerts in Nigeria. If youve never received a phone call from the FTC before, think about why you would receive one now. He added, Fraudsters are consistently looking for new methods and technological devices to continue defrauding individuals and institutions of their hard-earned money. And when a person falls victim to such, they should ensure that such an incident is reported to the police, so that it can be investigated. Fake banking apps: Scammers also create fake apps that look just like your bank's actual mobile app to trick you into downloading it and entering your bank login information. TOPE OMOGBOLAGUN writes about how criminally-minded customers use fake credit alerts to pay for goods, thereby making sellers incur losses. You can deposit the check and pull cash from your account to pay the person their funds. He said, The crime consequence and punishment must be heavier than the offence. Such a smart fraud, youre left in pains, which going forward you may not consent to any cashless transaction of any kind, to this end the aim of cashless policy has been defeated. Recently, many people have received fake SMS notifications from banks that say their cards have been blocked or there are other issues with their bank accounts. 3. Fake bank alerts are real. An iOS user with an interest to all gadgets that make life easier and more fun. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. I waited a bit and they got debited while our account was credited. The menu is designed so even newbies will be productive from the first minutes. How To Find The Cheapest Travel Insurance, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness. You need the victims Account number, with this you can send them alerts which reflects directly in their available balance. Check the credit alert you received if it contains your available bank: Fake bank alerts will not contain your available balance so you can easily detect the fake alert if your account balance does not reflect along with transfer payments done by your customers/buyers. Along with that, the app has an intuitive UI, so it wont take much time for you to figure out how to use it. When I met him, he took me to the front of an apartment he claimed was his, but I didnt know that he gave me a fake name and home address as well. Typically, phishing scams require you to click on a link and complete an action like confirming personal information. For a better experience, download the Chase app for your iPhone or Android. The reality is that you will never receive a call from a federal agency asking for payment of any kind. Nowadays it's not new to hear incidents of people getting defrauded or robbed of their hard-earned money. Employment scams are another common way scammers try to gain access to peoples financial accounts. Meanwhile, a day before that, I had problems with my SMS notification. Check also: 5 Free Fake Calculator Apps to Hide Stuff on Android & iOS. Weve gathered together the 9 best apps in that category you may try. This article has you covered! The app keeps a history of all the fake messages youve ever sent, so you can always resend them with just one tap. No matter which technique the scammer uses, you may be: Contacted unexpectedly by phone, email, text, direct message or pop-up with a request for personal information or money. Daphne Foreman is a former Banking and Personal Finance Analyst for Forbes Advisor. All the icons look legit so no one would have a clue you're faking it. In order to do that, you need to take the following steps: Once you have created the fake notification, it will appear on your phone at the specified time. The security expert also said that banks were also faced with everyday threat, stating that their countermeasure mechanism was to protect themselves from cyber attacks everyday. Lets start with an app that lets you create custom fake notifications. You can pay after I give you. Something went wrong. As you may be aware of other existing apps that perform this function such as Xcaret100, CardCumbo and their likes, Flash Funds is the upgraded version which makes sending fake bank alert very easy and seamless or worst. However, the victims are actually transferring the money to the scammers. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. When I got a job as a PoS attendant, I was excited that the pay would help me to attain my academic goals. You do not need to print endless checks and orders and do not waste your money. At the same time, some people complain that the application does not work properly and transactions are unrealistic and inconclusive. I found out later that something was wrong with the credit alert I received. To get Zoalert token you can Order directly from the app or contact us. If you get an SMS message supposedly from your bank about a fraud alert, be wary. The way this scam works is that individuals receive a phone call or postcard indicating that theyve won a prize or qualified for a special offer. After delivering the phones to him and he inspected them, he requested my bank account details so that he could transfer the money into it. However, it wont be too hard to not cope with. You can use it to create and edit financial transaction receipts in no time at all. You get to pick an app the message will come from, add the title, write the message, and even pick the ticker text. In term of security, You have nothing to worry about using zoalert. A fake bank alert also known as alert flashing involves using a short message service that mimics a banks transaction alert to fleece an unwary victim. Zoalert is a universal fake alert app made for sending just fake bank alerts. He said, This is a financial terrorism and must be seen as a threat against the society by the government. Traders are advised to check and double-check. What she didnt tell me however was that I could get a credit alert and still not get money in the account. These fake fraud alerts ask you to respond with "YES" or "NO" for a pending transaction. Do your homework. Cool, right? Phishing scams are popular because of the accessibility of reaching large numbers of people through email and text messages. Scammers also like to use fake names that sound like the names of legitimate charities. He said, Fake bank alerts are generated by people manipulating the SMS and telecommunications system, who are hackers that have access to peoples databases using certain tools (that I mention for security purposes) to generate such SMS.. Flash funds Are you aware that about 69% of Nigerians live in abject poverty, are you equally aware that according a recent report by the National Bureau of Statistics (NBS), Nigeria unemployment rate hits 33.5%? He noted that it was the last incident that made him cautious. The message asks them to validate whether they made a.